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What Is Covered By Private Medical Insurance?: Private Medical Insurance is designed to cover only treatment for curable, short term illness or injury. Some illnesses and treatments can never be expected to be included in any policy.
Are Dental Treatments Covered?: Whether dental treatment is included or not depends on what level of cover you choose.
What Does The Term ‘in-patient' Mean?: This is the term that most private medical insurance policies use for hospital treatment that requires a stay of one or more nights.
Where Would I Get Treatment?: There are a number of private hospitals in the UK – in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
Does It Make Any Difference if I Buy My Private Medical Insurance Through a Broker?: The Association of British Insurers (ABI) claims that in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance companies.

Can I Get Private Medical Insurance If I Am Disabled?

You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.

Your disability will be treated in the same way as a pre-existing condition, and any treatment that is needed in relation to your disability will not be covered.

Make sure than when signing up to your insurance policy you reveal all the relevant information about your disability. This is particularly important if you are signing a medical history declaration.