Hot Topics

What Exactly Is Private Medical Insurance (PMI)?
Private Medical Insurance (or Private Health Insurance as it is sometimes known) insures you against the costs of private medical treatment for curable short-term or ‘acute' medical conditions.
What Are The Different Levels Of Cover Available To Me?
Different insurance companies word their types of cover in different ways, however here we should be able to give you a good idea of the basics.
Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
How Does ‘excess' Work In Medical Insurance?
When you take out a private medical insurance policy, you may be able to choose to include an ‘excess' payment. This means that if you make a claim you will have to pay this set amount towards the total cost of the claim.
Can I Get Private Medical Insurance If I Am Disabled?
You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.

Does It Make Any Difference if I Buy My Private Medical Insurance Through a Broker?

The Association of British Insurers (ABI) claims that in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance companies.

Thats because a broker should fully research the market for the best deal. There are now over 34 insurance companies providing medical insurance with hundreds of policies and variuos options so there's a lot of scope to save money. Unfortunately with so much to choose from and so much small print, there's also plenty of scope for confusion.

But which broker should you choose. Quite honestly that's why Brokers Online have teamed up with Hifacs PMI who, in our opinion, are the most professional specialist health insurance broker in the UK. Test them out for yourself. Their advice is free - without obligation. Simply click on Apply now !