Hot Topics

Are Dental Treatments Covered?: Whether dental treatment is included or not depends on what level of cover you choose.
What Does The Term ‘in-patient' Mean?: This is the term that most private medical insurance policies use for hospital treatment that requires a stay of one or more nights.
What Does The Term ‘day-patient' Mean?: This is the term that most private medical insurance policies use for hospital treatment that does not require an overnight stay, but does require a visit to the hospital, and a period of medical supervised recovery.
What Will Affect My Premium In Future?: Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.
What Details Will I Need To Provide To Prove My Health?: When you sign up for a private medical insurance policy, there are a variety of ways in which your insurer may ask you to prove your health. We have detailed them below:

Are Dental Treatments Covered?

Whether dental treatment is included or not depends on what level of cover you choose.

A basic budget policy will not include normal dental treatment, however if you have an accident and your teeth are knocked out for example, and you have what is a 'dental emergency' - you may well be insured for private treatment.

With a higher, comprehensive level of cover, dental treatment will usually be included. If this is a requirement of yours, shop around to find a private medical insurance policy which does offer this type of cover. After all, most dentists are private now, so costs for routine dental treatment can be high.

You may find that your insurance policy will offer you a 50% refund on all dental treatment including check ups.

If you have a pre-existing condition for example a history of heart disease, you will not be covered for any related claims.