Hot Topics

What Is Covered By Private Medical Insurance?: Private Medical Insurance is designed to cover only treatment for curable, short term illness or injury. Some illnesses and treatments can never be expected to be included in any policy.
Are Dental Treatments Covered?: Whether dental treatment is included or not depends on what level of cover you choose.
What Does The Term ‘in-patient' Mean?: This is the term that most private medical insurance policies use for hospital treatment that requires a stay of one or more nights.
What does the term ‘out-patient' mean?: This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
How Does ‘excess' Work In Medical Insurance?: When you take out a private medical insurance policy, you may be able to choose to include an ‘excess' payment. This means that if you make a claim you will have to pay this set amount towards the total cost of the claim.

Are Dental Treatments Covered?

Whether dental treatment is included or not depends on what level of cover you choose.

A basic budget policy will not include normal dental treatment, however if you have an accident and your teeth are knocked out for example, and you have what is a 'dental emergency' - you may well be insured for private treatment.

With a higher, comprehensive level of cover, dental treatment will usually be included. If this is a requirement of yours, shop around to find a private medical insurance policy which does offer this type of cover. After all, most dentists are private now, so costs for routine dental treatment can be high.

You may find that your insurance policy will offer you a 50% refund on all dental treatment including check ups.

If you have a pre-existing condition for example a history of heart disease, you will not be covered for any related claims.

To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.

-- Please Note --
This web site is owned by Andromeda Webs Ltd. Andromeda Webs Ltd, is an Appointed Representative of Web Publishing House Ltd. Web Publishing House Ltd is authorised and regulated by the Financial Services Authority for insurance mediation.