Previously Declined?

Hot Topics

Income Multiples Explained
If you are an employee, the majority of mortgage lenders will calculate the maximum size of a mortgage loan based on your salary.
Interest Rates Explained
APR is used to identify the true cost of borrowing and to provide you with a method of comparing the true costs of a loan.
Where Can I Buy a Mortgage?
Many, but not all financial services companies offer mortgages. If you are looking for a mortgage the traditional approach is to speak to you bank or a building society. However, you are most likely to find the cheapest deals by speaking to a Mortgage Broker.
How Do I Switch Mortgages?
Switching mortgages (remortgaging) has been made very easy by the industry, in reaction to the fact that most people remortgage their homes on a regular basis i.e. every 5 years on average.
What Are Flexible Mortgages?
Generally, people rebroke their mortgage deal once every five or six years. They also may change their mortgage lender at the end of a discounted or fixed period. Chances are in that in the time between their last remortgage, the mortgage market will have changed a great deal.

Have you been declined due to any of the following?

  • Defaults.
  • County Court Judgements.
  • Decrees ( Scotland)
  • Bankruptcy.
  • I.V.A.
  • Trust Deed ( Scotland)
  • Blacklisted.
  • Poor Credit Profile

If any of the above apply to you, our mortgage partners will try their hardest to find you a mortgage with reasonable terms.




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