Unusual Properties
Hot Topics
- What Will The Initial Costs Of Buying A House Be?
- Before you actually move into your new property – you will have to pay a series of initial costs to cover the following:
- Company Directors
- Are you a company director and looking for a mortgage, or remortgage to refinance your home? Our mortgage partners can arrange a mortgage for directors and the self employed, even those with less that two years accounts & low profits.
- How Do I Know If I Should Switch Mortgages?
- The mortgage market changes on a regular basis – and it is quite possible that just a few years after taking out your mortgage there will be plenty of better deals out there with more favourable interest rates.
- I Have Been Turned Down For A Loan Or Credit Card, Will I Still Be Able To Get A Mortgage?
- If you have been turned down for a credit card or loan, then you need to find out why your application was rejected before you apply for a mortgage.
- What Happens If I Have Bank Defaults?
- If you have failed to meet payments on a credit agreement such as secured loans, unsecured/personal loans, credit cards, store cards or car finances etc, or you have failed to comply with your lender’s requirements, you will be described as having 'defaulted'.
What happens if I have an unusual property?
If you have an unusual property, you may find it harder to get a mortgage from a regular high street lender. However our mortgage partners have all the systems in place to deal with any type of property, and will be sure to find you some extremely competitive quotes.
In general, your property is expected to be made of brick or stone walls and a tile or slate roof. If your property has been constructed of any other materials such as concrete, prefab or wood then your home will be considered as an unusual property construction and this may well cause you to be over looked by the high street lenders. Properties in non-standard locations such as above shops, below street level and high-rise flats are also defined as ‘unusual properties’.
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