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How Do I Know If I Should Switch Mortgages?
The mortgage market changes on a regular basis – and it is quite possible that just a few years after taking out your mortgage there will be plenty of better deals out there with more favourable interest rates.
How Do I Switch Mortgages?
Switching mortgages (remortgaging) has been made very easy by the industry, in reaction to the fact that most people remortgage their homes on a regular basis i.e. every 5 years on average.
What Are Capped Rate Mortgages?
A capped rate mortgage puts a limit on maximum interest payable on your mortgage over a predetermined period. If the mortgage rate is BELOW the cap the borrow will enjoy the lower interest rate available.
What are Self Certification Mortgages?
When you apply for a mortgage, the lender will require from you proof that you will be able to maintain the mortgage payments, and do not present a risk of non-payment for the large amount of money you are borrowing.
Equity Release
Equity Release is a means of using the value of your home to receive either a lump sum of cash or regular monthly instalments.

What Is Conveyancing?

Conveyancing is the name of the legal process of transferring ownership from the seller to the buyer.

This is always carried out by a solicitor or licensed conveyancer, and when your offer on a property has been accepted, the seller's estate agent will need your solicitor's details so they can carry out the conveyancing process.

You have to pay all the solicitor’s costs, so before agreeing to use a particular solicitor, it is a good idea to obtain quotes from a number of solicitors to decide which firm you wish to use. You are perfectly within your rights to do this, as the procedure can be quite expensive, and shopping around is easy, simply ring up three or four solicitors for a quotation, or look on the internet and get an online quote.