Refinance Mortgage
Hot Topics
- What Exactly is a Mortgage?
- A mortgage is basically a loan – a loan that is secured on the value of a property which you pay back over a given period of time.
- How Much Deposit Do I Need?
- As a general rule of thumb, you need to make a deposit of about 5 – 10% of the total amount you are borrowing.
- Will I Have To Pay An Arrangement Fee And How Much Will It Be?
- The Arrangement Fee is also known as an Administration or Application fee and it’s designed to cover your lender's administrative costs for setting up the mortgage.
- Unusual Properties
- What happens if I have an unusual property?
- Equity Release
- Equity Release is a means of using the value of your home to receive either a lump sum of cash or regular monthly instalments.
What is a Refinance Mortgage?
Because interest rates are low at the moment, it’s a good time to refinance your home, and take advantage of the extra cash for whatever you want! Whether you have a good or a bad credit record, our mortgage partners will have a number of lenders willing to offer you the opportunity of refinancing.
What are the benefits of refinancing?
By refinancing your home, you can take out extra cash from the home's equity to consolidate debt, pay off credit cards, buy a new car, or make home improvements. It’s a good opportunity to increase your home’s value - using equity from your home to make significant home improvements and therefore sell your home for more.
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