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Hot Topics
- Do I Need a Guarantor?
- If your lender is concerned about your ability to meet your mortgage commitments, they may ask you to provide a Guarantor.
- What Happens If I Can’t Keep Up My Repayments?
- It is very important that if you are having problems meeting your mortgage repayments, you talk to your mortgage lender straight away.
- How Do I Switch Mortgages?
- Switching mortgages (remortgaging) has been made very easy by the industry, in reaction to the fact that most people remortgage their homes on a regular basis i.e. every 5 years on average.
- What are 100% Mortgages?
- Most mortgage lenders will only offer a 90% loan to value, that means that they will only loan you 90% of the properties value. First time buyers find this particularly problematic because they need to save up there 10% of the properties value before they can complete on their mortgage.
- What are Self Certification Mortgages?
- When you apply for a mortgage, the lender will require from you proof that you will be able to maintain the mortgage payments, and do not present a risk of non-payment for the large amount of money you are borrowing.
Where Can I Buy a Mortgage?
Many, but not all financial services companies offer mortgages. If you are looking for a mortgage the traditional approach is to speak to you bank or a building society. However, you are most likely to find the cheapest deals by speaking to a Mortgage Broker.
On this site we offer the services of a leading independant uk mortgage broker who will give you advice and uses your details to find the mortgage lenders that best suit your individual needs. By referring you to an independent, impartial mortgage adviser you can be assured that you will not be given the hard sell, nor will you have to pay any commission or other charges for the service.
- How do i know if I should switch mortgages ?
- How long are mortgages usually for ?
- How Do I Prove My Income?
- Can I Get a Mortgage With A Group Of Friends?
- What happens if i cant keep up the repayments ?
- What if i die before my mortgage is paid off ?
- Is there any way to lower my repayments without switching mortgages ?
- How Do I Switch Mortgages?
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