Frequently Asked Questions related to the above topic.
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  Can you be refused Travel Insurance?

  Insurance is all about risk. The greater the risk of an illness, accident, loss or another event occurring, the higher the premium you will be expected to pay for cover. If the Insurance Company decides that the chances of an incident occurring are extremely high, it is not obliged to insure you.

  How do you make a claim on your Travel Insurance Policy?

  If you need to make a claim, contact the Insurance Company that issued your policy as quickly as possible. You’ll find full details explaining what to do in the booklet that came with your policy. Don’t forget to take the booklet and a note of your policy number with you!

  Are there any reasons why I may be unable to claim?

  All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!

  What should be covered on a standard travel insurance policy?

  Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:

  What does the term excess waiver mean?

  When you get a quote for your travel insurance you may find that the policy is subject to an excess waiver. This means that you will be responsible for paying the first part of a claim.

  Can you be refused travel insurance?
• What are the different types travel insurance and which should you choose?
• Do you need travel insurance if you are travelling in the UK?
• What’s the difference between standard and business travel insurance?
• Is it possible to get cheaper travel insurance for a couple?
• How do you make a claim on your travel insurance policy?
• Can you explain more about family travel insurance?
• Does cheap travel insurance mean you’ll get less cover?
• What exclusions on Travel Insurance should you look out for?
• Are there any reasons why you may be unable to claim?
• Would you be better off getting annual travel insurance?
• Does extreme sports insurance cover you all hazardous activities?
• Can you get cheap travel insurance if you are over 65?
• Will you be able to claim in the event of a terrorist attack?
• What should you do if you want to complain about your travel insurance?
• Why is there a need for a special backpacker’s travel insurance?
• What is Form E111 and do you really need it?
• How much discount can you get on group travel insurance?
• Do you need special travel insurance for ski-ing holidays?
• What should be covered on a standard travel insurance policy?
• What insurance cover do you need to drive abroad?
• How much can you really save buying travel insurance online?
• Is there such a thing as golf travel insurance?
• What does the term excess waiver mean?
• Is it OK just to get single trip travel insurance?
• How can you avoid being over or under insured on your travel policy?