Does extreme sports insurance cover you for all hazardous activities?

You are in dangerous territory here. What kind of pursuits you can and can’t get up to will very much depend on your travel insurer’s particular extreme sports cover. If in doubt, look at your policy before you leap!

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How do you make a claim on your Travel Insurance Policy?
If you need to make a claim, contact the Insurance Company that issued your policy as quickly as possible. You’ll find full details explaining what to do in the booklet that came with your policy. Don’t forget to take the booklet and a note of your policy number with you!
Why is there a need for a special backpacker’s travel insurance?
More and more people are taking off around the world or studying abroad for long periods of time – this has created the need for a special type of insurance, which is commonly known as backpacker travel insurance.
What is Form E111 and do you really need it?
Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
How much discount can you get on group travel insurance?
Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
Is there such a thing as golf travel insurance?
Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.
At one time it was almost impossible to get travel insurance for extreme sports such as paragliding, scuba diving, bungee jumping and mountaineering. Nowadays, there are Insurers that are prepared to cover virtually any dangerous sport you fancy doing on your travels. However, you’ll have to check carefully to find out the extent or level of your extreme sports cover.

More than likely, the basic cost of a typical Specialist policy will include ski- cover but you will probably have to pay extra to cover additional named activities.

As you can imagine with extreme sports and activities, the risks are higher and the medical bills usually are too.

So it’s essential to make sure you are covered before you get an impulse to do any activity from pony-trekking to white-water rafting.