How much discount can you get on group travel insurance?

Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

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Can you be refused Travel Insurance?
Insurance is all about risk. The greater the risk of an illness, accident, loss or another event occurring, the higher the premium you will be expected to pay for cover. If the Insurance Company decides that the chances of an incident occurring are extremely high, it is not obliged to insure you.
Do you need travel insurance if you are travelling in the UK?
If you are going anywhere in the UK, essentially the only travel insurance that you need is a simple cancellation policy. This means that in the event of any transport or accommodation being cancelled, the policy will cover your costs.
Are there any reasons why I may be unable to claim?
All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
Will you able to claim in the event of a terrorist attack?
Unfortunately, travel insurance companies rarely cover acts of terrorism.
Is it OK just to get single trip travel insurance?
Yes, if you only go abroad once or twice a year, single trip travel insurance is the most appropriate Cover for your needs and probably the best value too!
When there are a number of you travelling together, it’s well worth seeing what you can save with a group travel insurance policy. Your group could be a school trip, a sports team or members of any type of club. It could even be an extended family group - as family travel insurance is usually restricted to parents and their children.

The discounts you can get very much depends on the travel insurance company and the numbers in the group. For example, one provider might offer 5% for a group of 10 or more people, 10% for 20 or more and 20% for 50 or more. Other, companies may offer 10% discount for parties of 10 or more.

As with all travel insurance, watch out for exclusions on group travel policies. You may have to arrange extra cover if your group is going on a ski-ing trip. You should also check if you all have to travel at the same time or whether it doesn’t matter.

If you travel frequently as sports team, choir or religious group you can get annual group travel insurance. This option could also save companies time and money arranging travel insurance for employee business trips on an individual basis.