Hot Topics

Are there different levels of cover for pet insurance?: Levels of cover for pet insurance are usually put into three sections:
When can my pet insurance cover start?: Cover will usually start as soon as your application is received and accepted, however there many well be some exclusions.
Am I covered for a holiday cancellation?: Holiday cancellation cover is provided within most standard pet insurance policies.
Why insure your horse?: After your home and car, a horse will probably be the most expensive purchase you'll ever make – that's why it makes good sense to protect your investment.
What if my horse dies under anaesthesia?: Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.

Why insure your horse?

After your home and car, a horse will probably be the most expensive purchase you'll ever make - that's why it makes good sense to protect your investment.

There are a number of insurance policies in this area, and it's worth shopping around to find out what's on offer, because insurance policies can vary greatly. Buying the cheapest horse insurance does not always mean you have got the best value, or the right insurance for your needs.

The chances of illness, injury, theft or an accident are quite high with horse ownership - and any of these situations could arise at any time, resulting in large and unexpected bills. The particular issue with horses that separates them from other pets is that an accident involving your horse may result in you being seriously injured or legally responsible to pay large amounts of compensation and legal bills. Having insurance will protect you from the worry of meeting these bills and is ultimately designed to help you gain more enjoyment from your riding and horse ownership.