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- What are the principles of pet insurance?
- Pet insurance is designed to take the worry out of owning a pet – ensuring that if your pet falls ill or has an accident, you can take your pet straight to the vet without having to consider potentially expensive vet bills.
- What does pet insurance cover?
- Standard pet insurance policies provide cover for:
- If I don't make any claims on my pet insurance policy will I get a discount?
- There is no such thing as a no claims discount in pet insurance. This is because having a no claims discount can discourage people from taking their pet to the vet and claiming for necessary treatment just to save money on their premium.
- Can I insure a pet of any age?
- Most pets can be insured from 8 weeks of age right up to their 8th birthday – although if you have a select breed dog you must insure your pet by their 5th birthday. Once insured, cover will continue for your pet's lifetime as long as you renew your policy each year.
- What does pet insurance cover?
- Standard pet insurance policies provide cover for:
What if my horse dies under anaesthesia?
Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.
Be aware that not all insurance companies will pay if your horse dies as a result of an anaesthetic for non-life saving surgery, you may need to have specific Vets Fees insurance to receive compensation for your horse's death during surgery.
To cover yourself against this possibility, check with your insurer to see if it's included, and if not, you will need to pay an additional premium to include cover for death as a result of any surgery carried out under general anaesthesia.