Hot Topics

Which animals can be covered?: You can cover dogs, cats and horses with the pet insurance policies offered through this website.
When can my pet insurance cover start?: Cover will usually start as soon as your application is received and accepted, however there many well be some exclusions.
What if I lose my pet by theft or straying?: If you lose your pet by theft or straying, you will need to complete a claim form and send it to your insurance company along with the following original documents:
Am I covered for a holiday cancellation?: Holiday cancellation cover is provided within most standard pet insurance policies.
What is the difference between Market Value, Sum Insured and Purchase Price?: Understanding this terminology will make it easier for you when insuring your horse and also when making a claim:

Glossary of horse insurance terms

Asset - An item of value e.g. Horse, saddle or trailer

BEVA - British Equine Veterinary Association

BVA - British Veterinary Association

Euthanasia - The deliberate ending of life in order to relieve incurable pain and suffering

Excess - The amount you have to pay in the event of a claim

Insurance benefit - A specific area of cover that offers protection against financial loss or damage, e.g. for Death or Personal Accident

Market value - the price generally paid for a horse of the same age, breed, bloodline, sex and ability

Policy period - the length of your insurance contract, usually 12 months

Premium - the cost to you for your insurance policy

Sum insured - the amount you choose to insure your horse for, usually the same as the market value