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What if my pet has a pre-existing medical condition?: As with a human medical insurance polices, pet insurance does not provide cover for any conditions or symptoms that your pet suffered from prior to taking out the policy and before cover is in place.
Are hereditary and/or congenital conditions covered by the pet insurance policy?: Hereditary and congenital conditions are covered under the policy providing that you were unaware of your pet's condition at the time you took out the policy
What does pet insurance cover?: Standard pet insurance policies provide cover for:
How do I make a claim with pet travel insurance?: You will need to send a claim form completed by you and your vet together with the invoice for your travel booking, as issued by the travel agent, tour operator or other holiday sales organisation. You will also need to attach any receipts or documents that are relevant to your claim type, in support of your claim application.
What cover do I need for my horse?: Before you buy your insurance, make sure you know exactly what areas you want cover on by listing your main areas of concern should you find yourself needing to make a claim.

Glossary of horse insurance terms

Asset - An item of value e.g. Horse, saddle or trailer

BEVA - British Equine Veterinary Association

BVA - British Veterinary Association

Euthanasia - The deliberate ending of life in order to relieve incurable pain and suffering

Excess - The amount you have to pay in the event of a claim

Insurance benefit - A specific area of cover that offers protection against financial loss or damage, e.g. for Death or Personal Accident

Market value - the price generally paid for a horse of the same age, breed, bloodline, sex and ability

Policy period - the length of your insurance contract, usually 12 months

Premium - the cost to you for your insurance policy

Sum insured - the amount you choose to insure your horse for, usually the same as the market value