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Which animals can be covered?: You can cover dogs, cats and horses with the pet insurance policies offered through this website.
What if my pet has a pre-existing medical condition?: As with a human medical insurance polices, pet insurance does not provide cover for any conditions or symptoms that your pet suffered from prior to taking out the policy and before cover is in place.
Can I insure a pet of any age?: Most pets can be insured from 8 weeks of age right up to their 8th birthday – although if you have a select breed dog you must insure your pet by their 5th birthday. Once insured, cover will continue for your pet's lifetime as long as you renew your policy each year.
What does pet insurance cover?: Standard pet insurance policies provide cover for:
What if my horse dies under anaesthesia?: Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.

Can I insure my horse for more than the Market Value?

You can't normally insure your horse for more than its market value.

This is because your insurance is designed to put you back into the same financial position you were in before your loss, and not to cover any extra value that the horse may bring to you.

If your horse is home-bred, you and your insurer will agree a value based upon the market value of horses of similar age, breed, bloodline, sex and ability. You may be asked to supply proof of your horse's ability and achievement as supporting evidence.

If you have only just bought your horse, the purchase price and market value will be the same - and you will insure your horse for that amount.