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What are the principles of pet insurance?: Pet insurance is designed to take the worry out of owning a pet – ensuring that if your pet falls ill or has an accident, you can take your pet straight to the vet without having to consider potentially expensive vet bills.
What does pet insurance cover?: Standard pet insurance policies provide cover for:
Can I insure a pet of any age?: Most pets can be insured from 8 weeks of age right up to their 8th birthday – although if you have a select breed dog you must insure your pet by their 5th birthday. Once insured, cover will continue for your pet's lifetime as long as you renew your policy each year.
What do I do when my pet dies?: You are covered if your pet dies from accident or illness – although you are not covered if your pet dies from old age.
Am I covered for a holiday cancellation?: Holiday cancellation cover is provided within most standard pet insurance policies.

What if my pet has a pre-existing medical condition?

As with a human medical insurance polices, pet insurance does not provide cover for any conditions or symptoms that your pet suffered from prior to taking out the policy and before cover is in place.

Your pet will only benefit from all the sections of cover available if new condition has been diagnosed or symptoms have shown themselves once the policy is in place, and after the first 14 days of the policy start date.

Accidental injury is covered immediately the insurance policy is in place, without any exceptions.