Hot Topics

What Happens If I Have a Medical Emergency?
Medical emergencies are not covered by private medical insurance - if you suffer an accident or are taken ill and rushed to hospital – you will receive normal NHS treatment.
Where Would I Get Treatment?
There are a number of private hospitals in the UK – in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
Can I Choose The Hospital For Treatment?
When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
What Will Affect My Premium In Future?
Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.
How Do I Make a Claim?
When you receive your insurance documents, you will receive a full client information pack with Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.

Is Private Medical Insurance Regulated?

Yes. The the Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.

For more details about what the FSA does click here or alternatively visit their website at www.fsa.gov.uk