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Hot Topics
- What is not covered by my pet insurance policy?
- There are a number of situations in which your pet will not be covered by a pet insurance policy.
- What is a select breed dog?
- There are a number of ‘select breeds' which are identified by pet insurance companies as breeds which incite higher veterinary costs than other breeds, in the same way that some dogs cost more to feed. Therefore if you have what is considered to be a select breed dog, your insurance will incur a supplementary insurance premium.
- What can I do if I'm not happy with my pet insurance policy?
- It is always best to make sure that you are happy with the cover offered by your pet insurance company before taking the policy out. Once you have taken out cover you have 14 days to decide whether the policy meets your requirements – and you should read your policy details quickly when you first receive them to make sure the policy is right for you.
- Are there any time limits on when I can make a claim for the death of my horse?
- The general rule is that your insurance company will pay the market value of your horse if it dies or is humanely destroyed within 12 months of the date of first clinical signs of injury or illness.
- Will the insurance company want to see the body?
- Never dispose of the body until you know that the insurance company is happy to settle your claim.
What is a select breed dog?
There are a number of 'select breeds' which are identified by pet insurance companies as breeds which incite higher veterinary costs than other breeds, in the same way that some dogs cost more to feed. Therefore if you have what is considered to be a select breed dog, your insurance will incur a supplementary insurance premium.
These breeds are: Beauceron, Bernese Mountain Dog, Bulldog, Deerhound, Dogue de Bordeaux, Estrela Mountain Dog, Great Dane, Irish Wolfhound, Leonberger, All Mastiff Breeds, Newfoundland, Old English Sheepdog, Pyrenean Mountain Dog, Rottweiler and St Bernard.
Be prepared to pay more for your pet insurance if you have one of the above breeds.