Hot Topics

What is the maximum payout per year?
Every insurance company varies and you will need to refer to one particular insurer to find out their policy on this matter.
What if my pet develops a chronic medical condition while insured?
If your pet develops a chronic condition while insured, then you may be covered, depending on which type of pet insurance policy you have.
Am I covered for boarding fees?
Most standard pet insurance policies will cover you in this instance. If you are hospitalised and cannot be at home to look after your pet, you will be covered for the cost of boarding your pet at a licensed kennel. Alternatively your insurance company will contribute towards the cost of homecare with a friend if you are hospitalised for more than 4 days.
Am I covered for a holiday cancellation?
Holiday cancellation cover is provided within most standard pet insurance policies.
Can I insure my horse for more than the Market Value?
You can't normally insure your horse for more than its market value.

Do I need a special pet insurance policy for a horse?

Horses require a different form of insurance which allows you to protect yourself against the unexpected consequences of owning a horse or pony.

With horse insurance you can:

  • get cover for all types of activity - from hacking to polo, and from beginner to top competition performer
  • get extended personal accident cover which at its highest level, will include dental treatment for the rider and handler

The costs involved with looking after a horse are far and above the costs of a normal pet. A horse can suffer from a wide range of medical complaints, and they are likely to suffer an accident at some point. It is highly recommended that horse owners insure their horses, because the likelihood of having to make a claim is quite high.