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How long should I insure for?
It makes sense to keep the insurance in place for as long as you have a mortgage.
Hot Topics
- How long should I insure for?
- It makes sense to keep the insurance in place for as long as you have a mortgage.
- Will a claim under a Mortgage Payment Protection policy affect any State benefits to which you may be entitled?
- No. Whilst you are using Mortgage Payment Protection Insurance to replace your income and meet your monthly mortgage repayments, insurance payouts do not qualify as income in the eyes of the Benefits Agency or the Inland Revenue.
- What is Mortgage Payment Protection Insurance?
- Mortgage Payment Protection Insurance pays your monthly mortgage repayment if you were off work due to sickness, accident, or unemployment. (Don’t forget that your home is at risk if you fail to keep up the repayment of loans secured against it.)
- Should I include Terminal Illness Insurance?
- Terminal Illness Insurance is generally included at no extra cost on all Mortgage Life, Life and Critical Illness policies.
- Should I include Terminal Illness Insurance?
- Terminal Illness Insurance is generally included at no extra cost on all Mortgage Life, Life and Critical Illness policies.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What is mortgage life insurance ?
- What is Mortgage Payment Protection Insurance?
- Is Mortgage Payment Protection Insurance the same as a Mortgage Insurance Guarantee?
- Will the Mortgage Payment Protection Insurance pay your interest and capital?
- Will Mortgage Payment Protection Insurance pay out immediately you make a claim?
- Are there any situations that would result in your claim being refused?
- You want a lump sum if you were to die or become very seriously ill and could not work again. What sort of insurance do you need?
- Is there any investment value ?
- How much should you insure for?
- When would normal life insurance be used in connection with a mortgage ?
- You want to ensure that your mortgage is paid off if you were to die or become seriously ill and could not work again. What sort of life insurance do you need?
- Do you have to buy your Mortgage Payment Protection Insurance through your mortgage lender or mortgage broker?
- What happens if you need mortgage cover quickly for a house purchase ?
- Should you have a “Guaranteed” or a “Reviewable” policy?
- Go to menu of Frequently asked Questions about Mortgage Payment Protection Insurance