Poor Credit History

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What is a Career change Loan?: If you are planning a change of career then it is likely you will experience either a big drop in or a total loss of regular earnings – and this is why people choose to take out career change loans.
What is a Debt Consolidation Loan?: A consolidation loan offers the opportunity to put all your outstanding balances together into one block. This can include credit cards, personal loans and sometimes your mortgage.
What interest rate will I pay and is it negotiable?: Interest rates vary from lender to lender, and it all depends on how much you borrow, and over what period of time.
How much can I borrow?: How much you can borrow is dependent on a number of categories: your income, your assets and your credit history to name but a few.
What is credit scoring?: Most of the major credit card companies use their own credit scoring systems – normally but not always in conjunction with a credit rating from a credit reference agency.

If you have a poor credit history then it is often described in official terms as 'adverse credit'. To obtain a poor credit history you will have built up mortgage arrears, paid late on credit cards, or been issued with County Court Judgements (CCJ's) - any of which could damage your chances of getting future credit. But all hope is not lost! You can still request a loan quotation through this website, because we have access to plenty of lenders that will offer loans to those with CCJ's, defaults, arrears and missed payments. Request a loan quotation now to be contacted by a loans adviser with a range of competitive quotes.