No Proof Of Income

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What kind of loan should I get?: Which loan you choose depends entirely on what you need it for. There are many different kinds of loans, depending on where you buy them from.
What is a Career change Loan?: If you are planning a change of career then it is likely you will experience either a big drop in or a total loss of regular earnings – and this is why people choose to take out career change loans.
What is a secured loan?: Secured loans enable homeowners to borrow capital against the value of their property. This means that you are effectively using your property to guarantee the loan. If you cannot keep up with the repayments, your home is at risk.
Can I have a fixed rate loan?: It is entirely up to you if you want a fixed rate or a variable rate loan – however there are some limits to this.
I have not been with my current employer very long, can I still apply for a loan?: To apply for an unsecured loan you will normally need to provide 3 consecutive pay slips to prove that you have a regular income.

If you are unable to provide proof of income i.e. payslips, you will need to 'self-certify' your income in order to take out a loan. This is because loan providers need to be sure that you will be able to pay the loan back in line with the terms of the credit agreement. The usual way to self-certify your income is to provide an accountant's certificate. However if you are applying for a small loan, you may be able to self-certify your income yourself, just by confirming your occupation and income in writing. This will save you the cost of paying an accountant to certify your income for you.

If you have no proof of income then don't let that stop you from applying for a loan through this website. Our partners have access to a number of lenders who will happily provide loans to people with no proof of income, so request a quote today!