Hot Topics

What is a Bridging Loan?
A bridging loan is designed to help you when you are selling your old home and buying a new one, because it is very difficult to get the timing right.
What interest rate will I pay and is it negotiable?
Interest rates vary from lender to lender, and it all depends on how much you borrow, and over what period of time.
How do I contact the Credit Reference Agencies?
You can request your credit report online, by phone or online. It costs £2 for a copy of your statutory credit report. Here are the details for the three main credit reference agencies.
What if I die before my loan is paid off?
If you die before your loan has been fully repaid, the loan will still need to be repaid by your estate. This may mean that your family will have to cover the cost of the loan for you.
Will my monthly repayments ever change?
It depends on whether your loan is a fixed or variable interest rate loan, and over what period of time you are taking the loan.

What is a Career change Loan?

If you are planning a change of career then it is likely you will experience either a big drop in or a total loss of regular earnings - and this is why people choose to take out career change loans.

Apply now

Career change loans are ideal to finance you through a transition time. Perhaps you are going back to university or college to retrain into a different profession, or you have decided to go freelance or become self-employed. In either case, you will not have a regular wage coming in for a while and you will need some money to cover the rent and other bills and costs.

The good thing about career change loans is that they can often be negotiated so that you don't have to start paying them back for a few months, even up to a year. This will give you the opportunity to get back on track with a new skills and a new career.

 

Apply now For a Career Change Loan

Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.