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Hot Topics
- What Information Will You Need to Provide
- For Home Insurance you’ll need to enter details about:
- Can you be insured straight away online?
- If your home is a little unusual in some way, for example its construction is none standard or you want a particularly high level of insurance, then your details may have to be considered individually.
- How are the premiums calculated?
- All the questions you are asked to complete online will influence your premium even down to your postcode. Within milliseconds all your details will be electronically transmitted to a main computer which works out your premium.
- Will the Risk of Subsidence or Land Slippage Affect Your Insurance Premium?
- Yes either will greatly affect your premium.
Will Home Insurance cover your garage, sheds,
greenhouse and outbuildings?
Usually they will - but you will have to check the details of the insurance you are being offered.
You should find the details on the Key Features Document which you can view or download, after you have received your quotation. If you are in any doubt phone the Customer Information Desk for Home and Contents Insurance.
Please specifically check out what your proposed policy includes.
Conditions and levels of cover do vary between insurance companies
Frequently Asked Questions related to the above topic.
Click below if you wish tread them: -
- What does Home Insurance cover? (also known as Buildings Insurance)
- Do I need Home & Contents Insurance?
- What does Contents Insurance cover?
- Why is Home Insurance so important?
- Why is Contents Insurance so important?
- What parts of my property are unlikely to be covered by Home Insurance?
- Are there any circumstances that may mean you cannot get Home & Contents Insurance?
- How can we promise you a really low price?
- How are the premiums calculated?
- Will the risk of flooding affect your insurance premium?
- Will the risk of subsidence or land slippage affect your insurance premium?
- How do you calculate the rebuilding cost for your Home Insurance?
- How do you calculate the value for your Contents Insurance?
- Do you have to buy your Home & Contents Insurance through your mortgage lender or mortgage broker?
- What information will you need to provide ?