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- Can you be insured straight away online?
- If your home is a little unusual in some way, for example its construction is none standard or you want a particularly high level of insurance, then your details may have to be considered individually.
- How are the premiums calculated?
- All the questions you are asked to complete online will influence your premium even down to your postcode. Within milliseconds all your details will be electronically transmitted to a main computer which works out your premium.
- How Do You calculate the value for your Contents Insurance?
- Ideally you should compile a detailed and thorough inventory of all your contents. This enables you to work out how much to insure for and, if you have a claim, your claim will be settled so much quicker.
- Good Tips on Reducing Your Premium
- If you feel that the only way to reduce your premium is to reduce the cover, then think again.
- Complaining about a Home & Contents Insurance Company
- The general insurance industry is now regulated by the Financial Services Authority.
Complaining about a Home & Contents Insurance Company
The general insurance industry is now regulated by the Financial Services Authority.
If you have suffered a financial loss and you cannot reach an agreement with the insurance company concerned then, you will be able seek compensation through the Financial Ombudsman which offers a free independent service. Their web site is at:
Any other complaints about insurance companies should be addressed to the Financial Services Authority. You’ll find their web site at:
Frequently Asked Questions related to the above topic.
Click below if you wish tread them: -
- Complaining about a Home & Contents Insurance Broker
- Complaining about misleading advertising
- Information about The Financial Services Authority
- Good Tips on Reducing Your Premium
- When do you need to have your cover in place ?
- Go to menu of Frequently asked about Home & Contents Insurance