A survey has revealed that specialist car insurance policies for the over 65’s can be as much as 805 more expensive than the equivalent policy from a general insurer. This will come as an unwelcome surprise to many retired drivers.

A spokesperson for the British Insurance Brokers association said that “these specialist insurers are not the only organisations that will provide cover for the over 65 market and many of them are more expensive than general insurers.”

Our advice is to use a comparison service but be sure to remember that price is not everything. Make sure you make a list of all the “extras” you want (such as a courtesy car if your is being repaired) and decide how much excess you are prepared to stand. Then get quotes for exactly the features you want.