Credit crunch woes are affecting everyone, but if we’re looking for a silver lining, then it has to be the fact that more people will be holidaying in the UK. This has to be good for hoteliers, owners of self catering accommodation and the like.

Just because you can load up the car and drive to your holiday spot doesn’t mean that your holiday isn’t going to make quite a dent in your budget. You’ll save yourself some Euro-angst but don’t forget that not everything runs smoothly – even in the good old UK.

Travel insurance is invaluable. What if Great Granny (who wasn’t coming with you anyway) should suddenly be taken ill and need care – that could mean cancellation or cutting short your holiday? And you know what children are like – well one minute and covered in spots the next. You’d still have the expense of hotels or holiday accommodation. Accidents can happen wherever you go and it’s good to have the peace of mind that insurance can give.

It’s not expensive – in fact you’re probably covered for personal effects under your household policy. You can forget your medical troubles too, with NHS care readily available.

If you’re thinking of a series of short breaks, things can go awry even if you’re only taking a weekend break. Annual insurance is inexpensive and it’s just one less thing to think about if it’s already in place when that brilliant weather forecast or bargain break crops up.
It’s well worth it.