It struck me yesterday just how much things have changed over the past few years.

I had a list of “things to do” – which included taxing the car, buying a special present, grocery shopping and contacting some friends.

The car was taxed on-line and the DVLC site confirmed that the MOT was in date, ditto the insurance – time saved searching for documents is invaluable.

Grocery shopping on-line too. The site came up with the details of the last order and with a few alterations, it was all done, ready for delivery this afternoon. I just have to be around.

The present involved a trip out to the nearest town, but this was from choice – I could have had it delivered. Instead I searched on line for the best price, located a store that had it in stock, reserved and paid for it. All I had to do was collect it. Then I came back and emailed one or two friends – giving me time to phone and chat with the others.

One of the things on my next “to do” list is contents insurance for the house – a couple of clicks will set it in action and I know there’ll be a good choice and the right deal. In the “old days” I might have just renewed to save all the bother – I dread to think of how much money I must have wasted over the years.

Now …….. what to do with all the time I’ve saved?