According to the Alliance and Leicester Building Society, a quarter of all married couples are finding it difficult to jump onto the housing ladder. They simply can’t afford the extra cost of moving from renting to home owning.

Indeed, only 13% of married renters and 6% of single people renting are in the position of being able to afford a home of their own.

The position is worst for those in their 20’s. They are the least able to become homeowners with just over half renting and a further 23% living at home with their parents.

Stephen Leonard, a Director at the Alliance and Leicester, is quoted as saying, ”Living at home with parents provides many with a great opportunity to save towards a deposit on their first home. Over the last nine months our research shows a trend towards more men in their twenties staying at home with their parents than moving out”.

There’s no doubt that things are not going to get any easier. Over the last twelve months, average house prices have risen by 5.4% and the average house price stands at £184,924. Detached house prices are the highest averaging £285,697 followed by flats at £174,052, semi’s at £170,650 and terraced houses at £143,512.

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