February is the peak month for foreign holiday bookings but watch out – don’t pay over the odds for your travel insurance.

In case something happens and you have to cancel, you’ll need insurance cover from the minute you make the booking. Take our tip – don’t buy the insurance from your travel agent or tour operator. If you want to save money, and in all likelihood get more extensive cover, buy online.

A travel policy for two for two weeks could easily cost more than £100 through a travel agent and you’ll save as much as 50% online. If you’re planning to have a number of holidays this year you’ll save even more money by buying an annual travel policy – again, the bargains are online.

And as I said in one of my previous articles on this Blog, you should even consider travel insurance for holidays in the UK. A policy will insure you for cancellation charges for hotels and travel arrangements, loss of luggage and personal affects and return transport if you’re ill. The only rider is that the holiday must be for a minimum of two nights and be more than 25 miles away from your home.

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