Primary Care Trusts and hospitals are facing a budget deficit of £620 million. In order to cut costs, we are already seeing patients having to wait the maximum 6 months before having their surgery. Indeed, in the last quarter of 1997/8 there were 11,550 last minute cancellations for non-clinical reasons. This rose to 13,074 in the second quarter of 2005. (Source Liberal Democratic Party)

For many, Medical Insurance is the solution to ensure that they get the surgery they need as and exactly when they need it.

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