FAQ Home | General Questions | Critical Illness Insurance | Life Insurance | Home and Contents
Mortgage Payment Protection | Mortgage Life Insurance | Short Term Income Protection Insurance
Mortgages | Car Insurance | Loans | Private Medical Insurance | Travel Insurance
What information will be needed at the time of a Critical Illness claim?
For a Critical Illness claim to be successful the insurance company’s claims department will need evidence that you have been diagnosed as having one of the listed critical illnesses. This evidence will normally come from a Hospital Consultant who is a specialist in the illness which has been diagnosed.
Hot Topics
- What could Critical Illness cover be used for?
- Anything you want. Medical expenses, repaying the mortgage, making your home easier to live in, school fees, general living expenses, but to name a few.
- The following might help you decide how much cover you need.
- How much would you need to repay your mortgage, overdraft, loans or any credit card balances? The freedom that comes from being debt free does wonders for recovery
- Should you have a “Guaranteed” or a “Reviewable” policy?
- When a policy is first started Guaranteed policies have higher premiums than Reviewable policies - but in the longer period Reviewable policies generally work out more expensive.
- Why, when you only want Critical Illness cover, should you consider combining it with Life Insurance?
- Two good reasons: You are likely to save money! And if you died within the survival period (see below), the claim would still be paid under the terms of your Life Insurance.
- Are Critical Illnesses In Pregnancy Covered?
- Pregnancy does not affect any claim under critical illness insurance. It would be hard to make a case that pregnancy was a ‘self-inflicted injury’!
The insurance company will also want to see your birth certificate to confirm your age and possibly your marriage certificate.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What conditions are considered critical?
- How do you go about making a claim under your policy?
- How will a critical illness claim be paid ?
- Can a claim still be made if the policy is lost?
- Under what situations would a claim be refused?
- Can you include your partner ?
- Will a claim for critical illness affect any State Benefits?
- What is critical illness cover ?
- Are Critical Illnesses In Pregnancy Covered?
- Can the critical illness policy be continued after a claim?
- Are You Allowed To Continue Working After A Critical Illness Claim?
- What happens if your condition improves after a claim ?
- Is there a minimum or maximum amount of Critical Illness cover available?
- Should you have a “Guaranteed” or a “Reviewable” policy?
- Will Critical Illness policies permit the use of alternative medicines?
- Can You Include Your Children On A Critical Illness Policy?
- Go to menu of Frequently asked Questions about Mortgage Life Insurance
- Go to menu of Frequently asked Questions about Life Insurance
- Go to menu of Frequently asked Questions about Critical Illness Insurance
- Go to menu of Frequently asked General Questions