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Are Critical Illnesses In Pregnancy Covered?
Pregnancy does not affect any claim under critical illness insurance. It would be hard to make a case that pregnancy was a ‘self-inflicted injury’!
Hot Topics
- Why do you need to consider a new Critical Illness policy if you already have one?
- Because older policies were often limited in the illnesses they covered; your own circumstances may have changed; you may now need to increase the sum insured.
- Is there a waiting period to receive payment on a Critical Illness claim?
- All Critical Illness policies require you to survive a specified number of days following diagnosis in order to have a valid claim. The typical survival period is 28 days but some insurance companies have reduced this to 14 days.
- The following might help you decide how much cover you need.
- How much would you need to repay your mortgage, overdraft, loans or any credit card balances? The freedom that comes from being debt free does wonders for recovery
- How long should you insure for?
- 20 to 25 years is most common but it really depends on how much you can afford and your personal circumstances.
- What is “Total and Permanent Disability”?
- “Total and Permanent Disability” means that if you are diagnosed with any illness, or have an accident, that totally and permanently prevents you from working, you have a valid claim.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What conditions are considered critical?
- Can you include your children on a Critical Illness policy?
- Are future children included on a Critical Illness policy?
- What level of Critical Illness cover could your children get?
- Is there a maximum / minimum premium for critical illness cover
- What is critical illness cover ?
- Can the critical illness policy be continued after a claim?
- Under a combined Life Insurance and Critical Illness policy, is the value of cover the same for both the Life and Critical illness provisions?
- How much does critical illness cover cost ?
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