What if I am a mature driver?

Drivers over the age of 50 tend to have less than average number of accidents and as such deserve a discount on their car insurance premiums. However not all insurance companies recognise this claiming behaviour and offer the over 50’s market a discounted premium.

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How do I make a claim on a Motor Insurance policy?: You should also take the time to familiarise yourself with the claims procedures at each new motor insurance company you use. Each company has a slightly different claims procedure, it is imperative that you understand both what is covered and how you should approach making a claim against your policy.
How do I claim if the accident involves a third party?: In insurance terminology, a third party is defined as anyone else involved in an accident who is not the policy holder. Under UK law you are required at all times to have a minimum of act only third party insurance, but in reality most insurers only offer full third party insurance. This insurance will ONLY protect any damage done to third parties involved in an accident, not to your own vehicle. There is also the question of personal compensation, usually this is also covered by a third party policy, if in doubt check your policy documents.
Why do some Motor insurers specialise in just lady drivers?: Every Motor Insurance company is different, each have specific market niches that they try and specialise in, some choose mature drivers, some lady drivers and some young drivers.
Why do some Motor insurance specialise in High Performance Motor Insurance?: When you are thinking of buying a high performance car, what you may not have thought about is how much your insurance premiums would be when you come to insure the vehicle.
Am I insured to drive someone else's car?: Many motor insurance providers will allow their comprehensive policy holders to drive any other vehicle, as long as it is already insured by another driver. This means that you can drive your friend's car BUT it is likely that you will only be insured to third party level.

It is because not all car insurance companies out there will provide you with the premium discount that you are owed that you should get several quotes, some from specialist mature driver insurance companies and some from the more generic insurance companies.

Car insurers that provide specialist policies for older drivers in the UK often not only offer you a car insurance policy at the right price, but will also give you cover that is tailored precisely to your needs (limited mileage etc).

It is not a good idea to stick with the same insurer just because you always have done - shop around, you could find you save yourself a lot of money on your car insurance premiums.