How to provide evidence of my No Claim Discount?

Accepted proof of the No Claim Discount would be as follows:

  • An original letter from your previous insurer indicating your current level of No Claim Discount.
  • An Original Renewal Notice from your previous insurer.
  • The original certificate of motor insurance.

Hot Topics

What are the laws regarding Motor insurance in the United Kingdom?
Motor insurance originated in 1930, when the government introduced a law that required every person who used a vehicle on the road to have some kind of motor insurance policy. This had to be third party personal injury cover at the very least.
What is Third party fire and theft Motor insurance?
Whilst technically your legal requirements for motor insurance are covered by a third party only policy they only protect the people with whom you share the roads, not yourself. The law requires that people who are involved in an accident that is not caused by themselves, be compensated. So, with third party insurance you may be protected against other people's claims against you, but not if you are responsible for the accident.
How do I make a claim on a Motor Insurance policy?
You should also take the time to familiarise yourself with the claims procedures at each new motor insurance company you use. Each company has a slightly different claims procedure, it is imperative that you understand both what is covered and how you should approach making a claim against your policy.
How can I lower my Motor insurance premiums?
Many factors influence the premiums of your Motor insurance policy. Your insurer will have asked you many questions whilst producing your quote - some of which will affect your premium and some will not. To name a few of the important variables, the vehicle you drive, your gender and your age are all important to the insurer whilst they calculate your quote. Below we have discussed several of these key variables that are within the policyholder's control.
Who should I contact should I wish to report a problem with an Insurance Company?
The general insurance industry is now regulated by the Financial Services Authority (FSA).
Providing proof of No Claim Discount for a Company Car.

If you are using a company car no claim discount, you will need to provide a letter on company headed paper containing the following information.

  • Details of any accidents, claims or losses, which occurred during this period and whether these were settled on a fault or no fault basis. This will help your new insurer to analyse your claims history.
  • Dates in which you were covered under the company car scheme.
  • Policy number and name of company car insurance policy.
  • Confirmation from your employer that you were the sole user of that company vehicle during the period stated.
  • Depending upon the insurer, confirmation that you no longer have a company car.