How do I find the cheapest motor insurance premiums?

In order to get the best possible quote for your Motor insurance you should compare and contrast quotes provided by many different insurers. You'll find the difference between quotes can be enormous with a potential 50% difference between the most expensive and the cheapest quote.

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What if I am a young driver?
In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.
What is a Comprehensive Motor Insurance policy cover?
Comprehensive cover is when you cover your vehicle against most forms of damage that may occur to your vehicle. This doesn't mean you are covered for absolutely everything. If you look in depth into your comprehensive car insurance contract you'll probably find some significant exclusions.
What to do if you have an accident
In many circumstances you will not be able to prevent an accident, especially if the accident is not your fault. If you are involved in an accident, there are several steps you need to undertake.
What Do I need to do if using my Car abroad?
No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy.
How to provide evidence of my No Claim Discount?
Accepted proof of the No Claim Discount would be as follows:
Even if a company has given you a high quote in the past, you should try them again this year. Each insurer specialises in certain characteristics, and these change year by year so you should never rule out any insurer. There are many potential reasons for rates changes, perhaps their claims were low enough last year that they can afford to offer lower premiums this year.

Motor quotes vary enormously from person to person, car to car. Each policyholder will pay a different premium for it, even if they were to be insured for the same vehicle. You must fully and correctly answer a long series of questions to tailor the motor insurance policy to your specific needs.

You’ll find adverts for car insurance all over the place, from standard media such as broadsheets (Telegraph and Times), tabloids (Sun, Express and Mail) and industry publications such as Top Gear or Fast Car. In today’s market one of the most efficient ways to secure a motor insurance quote is over the internet. Most motor insurance companies provide an online quotation facility as part of their website with the majority also offering full online purchase and instant cover. By using the internet you also often get a discount because the processing cost to your insurer is much less than with the standard paper process.

When ever you are requesting motor insurance quotes make sure you have already identified what type of cover you require and which additional extras you want included on your policy. If you do change your requirements make sure you go back and get new quotes from those insurance companies who provided a good first time quote.