What if I am a young driver?

In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.

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How do I make a claim on a Motor Insurance policy?: You should also take the time to familiarise yourself with the claims procedures at each new motor insurance company you use. Each company has a slightly different claims procedure, it is imperative that you understand both what is covered and how you should approach making a claim against your policy.
What Do I need to do if using my Car abroad?: No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy.
Who do I contact if I have a complaint against a finance house?: First you must address your original contact you dealt with, ask them for their job title and then request that the provide you with the name of the person who handles complaints. Traditionally, finance houses are required by the FSA to have a complaints procedure, and you should ask for details of this.
I am at the scene of an accident - what do I do?: Take note of the registration number of all vehicles involved within the accident.
As a result of the accident, my car has been damaged - can I go ahead and get it repaired?: If you have taken out comprehensive car insurance cover and wish to claim under the policy, a specific claims procedure will be given to you when you contact the Claims Line to notify them of the accident. You should not repair your vehicle without the approval of your insurer.

Young drivers represent an above average risk to the insurer and the insurance company tries to make up for this by increasing the monthly premium to reduce their exposure to the risk.

If you are an young driver in the UK, you needn’t be disadvantaged, you may have to pay an increased premium but by shopping around between insurance providers you can significantly reduce your monthly premiums. Indeed, there are many car insurance companies in the uk that specialise in catering for young drivers. These companies provide policies that are designed specifically to suit those aged below 25 without crippling them financially. Some car insurance companies in the UK even specialise in young female driver alone.