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What is Form E111 and do you really need it?
Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
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Hot Topics
- Does extreme sports insurance cover you for all hazardous activities?
- You are in dangerous territory here. What kind of pursuits you can and can’t get up to will very much depend on your travel insurer’s particular extreme sports cover. If in doubt, look at your policy before you leap!
- What should you do if you want to complain about your travel insurance?
- Firstly, write to your insurance company and if you are still not satisfied contact the financial ombudsman.
- What is Form E111 and do you really need it?
- Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
- What should be covered on a standard travel insurance policy?
- Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:
- Is there such a thing as golf travel insurance?
- Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.
It’s important to note that you will only receive the same treatment as residents of the country you are visiting. This may not cover all of the things that you can get free of charge in the UK and even with European reciprocal agreements repatriation costs are never covered.
For this reason, it’s absolutely essential that you also have suitable travel insurance to cover every contingency. However, as your travel insurance may exclude what is covered by the E111 – you will need to have both when you are in Europe!
In fact, the Form E111 is free and easily available from all post offices. As soon as you’ve completed it, you can get it signed and stamped over the counter. Just remember to take it with you on your European travels!




