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What are the principles of pet insurance?: Pet insurance is designed to take the worry out of owning a pet – ensuring that if your pet falls ill or has an accident, you can take your pet straight to the vet without having to consider potentially expensive vet bills.
Am I covered if my dog causes an accident?: This area of insurance is known as third party liability. If your dog causes damage or injury and you are legally liable – you will be covered by your pet insurance policy.
What if my pet develops a chronic medical condition while insured?: If your pet develops a chronic condition while insured, then you may be covered, depending on which type of pet insurance policy you have.
What cover do I need for my horse?: Before you buy your insurance, make sure you know exactly what areas you want cover on by listing your main areas of concern should you find yourself needing to make a claim.
Will the insurance company want to see the body?: Never dispose of the body until you know that the insurance company is happy to settle your claim.

What cover do I need for my horse?

Before you buy your insurance, make sure you know exactly what areas you want cover on by listing your main areas of concern should you find yourself needing to make a claim.

For most horse owners, the main areas of concern are: death, theft and legal liability. Also, with increasing levels of theft of both tack and trailers and the rising cost of veterinary fees due to advances in veterinary medicine and techniques, it is a good idea to get yourself covered for these costs too.

Choosing an insurance company that will allow you some flexibility in what is and isn't covered by your insurance will give you the best value for money.