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What is a Tenant Loan?
If you do not own your own property, you will not be able borrow money secured on your home. This means that any loan you take out will be a tenant loan – or an unsecured loan.
What can I do if I think information held by a credit reference agency on me is incorrect?
If you have been turned down for a loan and you cannot see any reason why, then you can contact the credit reference agency to see your personal credit report.
How do I make repayments and can I choose my monthly repayment date?
Your repayments will normally be taken from your bank by direct debit on a monthly basis. This means that you must have enough cleared funds in your account on the due date, or the payment will fail and you will have missed a payment.
I’m self-employed, am I still eligible?
Self-employed loans used to be difficult to find and expensive. But today, now that more and more people are working for themselves, self-employed loans are widely available and, as interest rates have fallen to their lowest in years, more affordable.
How much can I reduce my monthly payments by with a debt consolidation loan?
It really depends on how much you owe. In some circumstances you may be able to reduce your total monthly repayments by as much as 75% - simply by consolidating your debts into one single payment.

Over what length of time can I spread my repayments with a debt consolidation loan?

You will be able to spread your repayments over whatever term you need to in order to meet your repayments.

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Agreements can stretch for anything from 3 to 25 years, and sometimes even longer for extremely large debts. A mortgage for example, could be paid back over as many as 47 years.

The key to the debt consolidation loan is that the repayments should be affordable to you, and that you should not end up defaulting payments and losing your home. When you sign up for the agreement make sure that the repayment terms are affordable both in the short term and the long term, and protect yourself against unexpected circumstances such as ill health, accident or redundancy with short term income protection insurance or a payment protection insurance policy with your loan provider. Taking out life insurance would also ensure that your family is not left homeless should the worst happen.



Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.

Apply now For a Debt Consolidation Loan