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What personal details do you need to provide to get a quotation for Life Insurance?
Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.
Hot Topics
- Where can I find help?
- To help you find your question, we have organised our FAQ’s into relevant groups. Answers to all sorts of more general questions are found in the General Questions section.
- What do you need to know about Life Insurance?
- Life Insurance pays out a tax-free lump sum if you die; there is no investment value.
- Does Life Insurance have to be associated with a mortgage?
- No it does not. Many policies are used to provide additional financial security for the family.
- Is there any investment value in your policy?
- No. Once the term is completed the policy simply ends. It’s a bit like car insurance!
- Should you consider Critical Illness cover instead?
- If you have no dependants or already have Life Insurance, you should consider Critical Illness Insurance instead of Life Insurance.
Then, if you like the quotation and wish to apply, you will have to complete an Application form. The purpose of this form is to gather more detailed information about you, especially about your health.
Of course, in order to get your quotation you will also need to know what type of policy you want, how much you want to be insured for (the level of cover) and how long you want the insurance to be in force (the term ). You'll also need to know whether you want to add any optional extras.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- Which optional extras are important?
- What factors can add to the price?
- Is the price you’re quoted, the price you pay?
- Is it best to have guaranteed or reviewable premiums?
- Will your medical history affect your premium?
- Why is insurance more expensive for smokers?
- If your premium is “Rated”, what does that mean?
- Do you have to pay the Life Insurance Broker a fee?
- Does your age affect your premium?
- Will your medical history influence the premium?
- Will you need a medical?
- Can life insurance be arranged quickly?
- How quickly will your application be processed?
- What causes delay and can delays be reduced?
- What correspondence can you expect to receive after your Application has been submitted?
- What happens if you urgently need Life Insurance in order to complete your house purchase?
- Once you’ve got your quote, what’s the next step?
- Life Insurance - why do you need it?
- Go to menu of Frequently asked Questions about Life Insurance
- Go to menu of Frequently asked Questions about Mortgage Life Insurance
- Go to menu of Frequently asked General Questions




