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Where can I find help?: To help you find your question, we have organised our FAQ’s into relevant groups. Answers to all sorts of more general questions are found in the General Questions section.
What personal details do you need to provide to get a quotation for Life Insurance?: Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.
Should you consider Critical Illness cover instead?: If you have no dependants or already have Life Insurance, you should consider Critical Illness Insurance instead of Life Insurance.
How long should you insure for?: For mortgage protection purposes you should also insure yourself for the same number of years that are remaining on your mortgage. The initial sum insured should always equal the capital sum outstanding on your mortgage.
Should the cover be on joint lives or separate lives?: It may be better to buy separate policies.

What personal details do you need to provide to get a quotation for Life Insurance?

Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.

In order to provide your quotation, the insurance company has to assume that you are in good health for your age, your job doesn't represent an above average risk and that you don't have any dangerous pastimes.

Then, if you like the quotation and wish to apply, you will have to complete an Application form. The purpose of this form is to gather more detailed information about you, especially about your health.

Of course, in order to get your quotation you will also need to know what type of policy you want, how much you want to be insured for (the level of cover) and how long you want the insurance to be in force (the term ). You'll also need to know whether you want to add any optional extras.

Frequently Asked Questions related to the above topic.
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Hot Topics

What personal details do you need to provide to get a quotation for Life Insurance?

Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -