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Do you have to buy your Life Insurance through your mortgage lender or mortgage broker?
No, you don’t have to buy your Life Insurance through your mortgage lender or mortgage broker.
Hot Topics
- What is Life Insurance?
- Life Insurance is also known as Term Insurance.
- Should you consider Critical Illness cover instead?
- If you have no dependants or already have Life Insurance, you should consider Critical Illness Insurance instead of Life Insurance.
- How long should you insure for?
- For mortgage protection purposes you should also insure yourself for the same number of years that are remaining on your mortgage. The initial sum insured should always equal the capital sum outstanding on your mortgage.
- Should you include Terminal Illness Insurance?
- You probably won’t need to - most policies include Terminal Illness cover free of charge on all Life and Critical Illness policies.
- Should the cover be on joint lives or separate lives?
- It may be better to buy separate policies.
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Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- Why are the insurance prices on the Internet so low?
- Is the price you’re quoted, the price you pay?
- What is Life Insurance
- Should you include terminal illness insurance ?
- Which optional extras are important ?
- Life Insurance - why do you need it?
- What factors can add to the price?
- Why is Mortgage Life Insurance cheaper than normal Life Insurance?
- Go to menu of Frequently asked Questions about Mortgage Life Insurance