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What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
- General restorative treatment - e.g. fillings, extractions
- Remedial Care - e.g. root treatments, repairs to crowns, bridges or dentures, anaesthetics, periodontal care (gums)
- Major Restorative Care - e.g. new crowns, bridges and dentures.
- Orthodontics
- Full reimbursement of NHS treatment charges
- Accidents and injuries
Hot Topics
- Who do I ask for advice on where to buy my dental insurance?
- When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
- How do I make a claim?
- Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
- I need treatment but only took out the policy a few weeks ago - can I make a claim?
- It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
- How long does it take to settle a dental insurance claim?
- If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
- What do I do if I have a complaint?
- If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.
One of the major benefits to dental insurance is that you can use any dentist.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What exactly is dental insurance?
- How do I buy dental insurance?
- How does dental insurance work?
- What is not covered by dental insurance?
- How can I pay my dental insurance premiums?
- Can dental insurance be incorporated into my private medical insurance policy?
- What are the different levels of cover available to me?
- What happens if I have a dental emergency?
- Who do I ask for advice on where to buy my dental insurance?
- How do I make a claim?
- I need treatment but only took out the policy a few weeks ago - can I make a claim?
- How long does it take to settle a dental insurance claim?
- If I don't make any claims on my dental insurance policy, will I get a discount?
- Is there a maximum payout per year?
- What will affect my premium in future?
- Do dental insurers offer a money-back guarantee?
- Does it make any difference if I buy my dental insurance through a broker?
- How is dental insurance regulated?
- What do I do if I have a complaint?