What is covered by dental insurance?

Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:

  • General restorative treatment - e.g. fillings, extractions
  • Remedial Care - e.g. root treatments, repairs to crowns, bridges or dentures, anaesthetics, periodontal care (gums)
  • Major Restorative Care - e.g. new crowns, bridges and dentures.
  • Orthodontics
  • Full reimbursement of NHS treatment charges
  • Accidents and injuries

Hot Topics

Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
How do I make a claim?
Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
What do I do if I have a complaint?
If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.
Routine dental examinations will only be covered if you choose a higher level of dental insurance, and does not come as standard with most dental insurance policies.

One of the major benefits to dental insurance is that you can use any dentist.

Frequently Asked Questions related to the above topic.
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