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- What is covered by dental insurance?
- Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
- How do I make a claim?
- Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
- How long does it take to settle a dental insurance claim?
- If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
- Does it make any difference if I buy my dental insurance through a broker?
- Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
- How is dental insurance regulated?
- The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).
How do I buy dental insurance?
You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
You've got the choice of either dealing direct with the insurance company, using an insurance broker or agent, or an independent advisor. You can buy dental insurance over the Internet, face to face, over the phone or by post.
When you choose your policy you will need to fill out an application form and return it to the insurer. You will have 14 days to change your mind and cancel the policy. If you cancel after the 14 days, you will not be eligible for a refund of the premiums already paid.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What exactly is dental insurance?
- How does dental insurance work?
- What is covered by dental insurance?
- What is not covered by dental insurance?
- How can I pay my dental insurance premiums?
- Can dental insurance be incorporated into my private medical insurance policy?
- What are the different levels of cover available to me?
- What happens if I have a dental emergency?
- Who do I ask for advice on where to buy my dental insurance?
- How do I make a claim?
- I need treatment but only took out the policy a few weeks ago - can I make a claim?
- How long does it take to settle a dental insurance claim?
- If I don't make any claims on my dental insurance policy, will I get a discount?
- Is there a maximum payout per year?
- What will affect my premium in future?
- Do dental insurers offer a money-back guarantee?
- Does it make any difference if I buy my dental insurance through a broker?
- How is dental insurance regulated?
- What do I do if I have a complaint?