What exclusions on Travel Insurance should you look out for?

In other words, what is NOT covered by your travel insurance ! Never make any assumptions !

UK travel insurance companies impose different exclusions and restrictions on their policies, so you should always read the small print carefully.

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

Hot Topics

Can you explain more about family travel insurance?: If you are going on a family holiday, you could get a better deal by taking out family travel insurance.
Are there any reasons why I may be unable to claim?: All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
Can you get cheap travel insurance if you are over 65?: Yes, if you go through Endsleigh and Essential Travel you should be able to get cheap travel insurance right up to the age of 75!
How much discount can you get on group travel insurance?: Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
What should be covered on a standard travel insurance policy?: Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:

One of the most common mistakes the holiday goers makes is to assume that their travel insurance will cover them for exciting pursuits such as paragliding, in fact the majority of standard policies exclude such hazardous activities.

Even specialist travel insurance polices that cover extreme sports impose different limitations. For example, some will allow scuba diving down to 30m in depth whilst others will restrict you to 15m.

We can’t stress enough the importance of checking your policy and making yourself aware of all the exclusions. As a general guideline, you will probably find that the following exclusions apply to most policies.

If you, or anyone accompanying you:

• is not a UK resident
• has a recurring, chronic or terminal illness
• has been refused travel insurance or only allowed restrictive cover
• is the later stages of pregnancy
• is older than a specified age limit