Hot Topics

Can you be refused Travel Insurance?: Insurance is all about risk. The greater the risk of an illness, accident, loss or another event occurring, the higher the premium you will be expected to pay for cover. If the Insurance Company decides that the chances of an incident occurring are extremely high, it is not obliged to insure you.
Would you be better off getting annual travel insurance?: If you do a lot of travelling and envisage taking several trips in the next 12 months, it’s well worth considering annual travel insurance.
Will you able to claim in the event of a terrorist attack?: Unfortunately, travel insurance companies rarely cover acts of terrorism.
Is there such a thing as golf travel insurance?: Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.
Is it OK just to get single trip travel insurance?: Yes, if you only go abroad once or twice a year, single trip travel insurance is the most appropriate Cover for your needs and probably the best value too!

What does the term excess waiver mean?

When you get a quote for your travel insurance you may find that the policy is subject to an excess waiver. This means that you will be responsible for paying the first part of a claim.

The travel insurance company will either specify the amount or you may be able to increase the excess in order to reduce your premium.

Remember it's important to know whether there is excess on your policy, how much it is and whether you have the option to change it!

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