How long will my Debt Management Plan last?

It can last from anything from a few months to several years. It depends upon how much money you owe and how much disposable income you have available.

Your Debt Advisor needs to work out how much you can afford to pay each month after paying your essential costs such as food, utility bills and your mortgage or rent.

It will also depend on how successful your Debt Advisor's negotiations are in freezing and reducing your debts with your creditors.

The overall aim will be to pay off as much as you can afford in the shortest time possible.

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