Debt Solutions
Break Free From Debt
There’s no better feeling than knowing you’ve regained control of your finances.”
In Debt? Don't worry.
Debt Release Direct will sort it out for you.
Free Help & Confidential Advice
Complete your details now and
BREAK FREE FROM DEBT !!!
Debt Release Direct
Brokers Online has teamed up with Debt Release Direct to make their specialist skills available to you. A highly experienced adviser from Debt Release Direct will listen to your problems and come up with a solution.
Whether it’s a Debt Management Plan or one of the alternatives they’ll make sure it’s the best solution for you. Then they’ll then manage your debt solution taking care of the negotiations with your creditors and all the administration.
“Thanks Debt Release Direct. You solved our money problems and in the process, our entire family life”.

Advantages of a Debt Management Plan
Stop harassment.
Phone calls and payment demands halted
An informal agreement - stop when you like
Interest & late payment charges may be halted
It's a private agreement - it's not made public
Professional status (e.g. Doctor) unaffected
One affordable monthly payment
A detailed explaination on how a Debt Management Plan works
Is a Debt Management Plan right for you?
The Full list of Questions and Answers about Debt Management Plans.
Advantages of an Individual Voluntary Arrangement (IVA)
You're Debt Free in 60 months or less
No more pressure from creditors
It's a formal Government backed scheme
Debts could be written off
Protects your assets
A good alternative to Bankruptcy
One affordable monthly payment
Advantages of Debt Consolidation
Simplifies your finances
One monthly payment
Reduces your monthly outgoings
Makes your debts manageable
After a fixed repayment period,you're debt free
The Debt Consolidation method depends on how much you owe and your income.
A detailed explaination on how a Debt consolidation works
Is a Debt consolidation right for you?
The full list of Questions and Answers about Debt consolidation.
Advantages of a Trust Deed
(only available for Scottish residents)
You may become Debt Free within 36 months
Free from harassment by creditors
You're legally free from debt at the successful completion of the Trust Deed
One affordable monthly payment
Debts could be written off
Interest & late payment charges frozen
Protects your assets
A good alternative to Bankruptcy
Got a Question?
Go to our Finance Forum and submit your questions. Our Editor will reply.
Click here for the Finance Forum.
Otherwise why not check out our Questions & Answers. Click on a category.
Q&A's - for Debt Management Plans
Q&A's - for IVA's
Q&A's - for Scottish Trust Deeds
Q&A's - for Bankruptcy
There's no better feeling than knowing you've regained control of your finances
Debt Management, Debt Management
Plans, IVA, Trust Deeds and Debt Help
from Brokers Online
Why choose Promise Debt Solutions?
We fully understand the stress and pressure you're under. It's terrible to be constantly worrying about money, where the next penny's coming from and who to pay next. The truth is that sometime ends just don't meet.
That's when the team at Debt Release Direct swings into action. They help people from all over the UK , finding them sensible solutions that put them back in control of their own finances.
You're given the services of an experienced Debt Advisor who'll listen carefully to your money problems and talk things over with you. Then he or she, will discuss your various options and come up with a course of action which precisely fits your personal circumstances. Impartial advice designed to restore your financial freedom.
And the cost? We operate a NO UP FRONT FEES POLICY. Indeed, we only start charging for our service once your creditors have agreed your Plan.
" Thanks Debt Release Direct. You solved our money problems and in the process, our entire family life". The Williams family, London
"If Debt Release Direct hadn't stepped in, we would probably have lost our home. Our advisor has been absolutely great." Mr & Mrs H, Leeds
There's no better feeling than knowing you've regained control of your finances
Bankruptcy
Bankruptcy is seen as the very last resort. It is only recommended when all other solutions have failed.
It fees you entirely from overwhelming debts
All debts, interest & late payment charges are frozen.
Bankruptcy lasts a maximum of 12 months (Note: The Official Receiver can apply to the Court to delay your discharge from bankruptcy if you
have not co-operated with your Trustee in Bankruptcy.)
Free from harassment by creditors
BUT you lose control of ALL your assets including any property you own, your car, even your life assurance policies. The only things you're left with are your every day furniture.
All your assets will be sold by your Trustee in Bankruptcy and the proceeds divided between your creditors. All debts which remain outstanding once your assets have been sold, have to be written off by your creditors.
And your Trustee entirely controls what money you live on during your bankruptcy.
More information about Bankruptcy.
Do you qualify for Bankruptcy?
Is Bankruptcy right for you?
Warning. Think carefully before securing other debts against your home.
All loans are subject to status. By taking out a consolidation loan, the repayment period is usually extended to reduce the monthly repayments and that can increase the total cost of the loan.
Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Fees may be payable.
What is an Trust Deed?
You can only apply for a Trust Deed if you live in Scotland. A Trust Deed is very like and IVA in England but it's written under Scottish Law. Under the Trust your creditors agree to write off a percentage of your debts - usually 60-70% - it could be more but that's not very likely.
Debt Release Direct will undertake all the negotiation with your creditors and supervises the operation of your Trust Deed. You make one agreed monthly payment to Debt Release Direct and they pay off your creditors as formally agreed.
A more detailed explanation of how a Trust Deed works.
Is a Trust Deed right for you?
A full list of Questions and Answers about Trust Deeds.
About Promise Debt Solutions
We know that debt worries can be overwhelming. Whether your problems are due to changed personal circumstances such as redundancy, a reduction in income, the break up of a relationship, or the relentless build up of financial pressures, help is now at hand.
Brokers Online has teamed up with Debt Release Direct to make their specialist skills available to you. A member of their team of highly experienced advisors will listen to your problems and come up with a solution which puts you back in control. Whether it's a Debt Management Plan or one of the alternatives they'll make sure it's the best solution for you. They'll then manage your debt solution taking care of the negotiations with your creditors and all the administration.
Submit your contact details and an advisor from Promise Debt Solutions will phone you for a confidential chat. You're under no obligation.
Got a Question?
Go to our Finance Forum and submit your questions. Our Editor will reply.
Click here for the Finance Forum.
Otherwise why not check out our Questions & Answers. Click on a category.
Q&A's - for Debt Management Plans
Q&A's - for IVA's
Q&A's - for Scottish Trust Deeds
Q&A's - for Bankruptcy
For Helpful articles about Debt matters, click here
What is a Debt Management Plan?
It's an informal arrangement that allows you to pay off your debts with one monthly payment. The payment is split between the people to whom you owe money and it usually allows you to freeze your interest charges and write of some of the money you owe.
For a detailed explaination on how a Debt Management Plan works CLICK HERE.
Is a Debt Management Plan right for you?
For a full list of Questions and Answers about Debt Management Plans
What is an IVA ?
With an IVA your creditors agree to write off a percentage of your debts - usually 60-70% - it could be more but that's not very likely. Your IVA provider does all the negotiation with your creditors and supervises your IVA Agreement. You make one agreed monthly payment to your IVA supervisor who then pays your creditors as formally agreed.