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Can you be refused Travel Insurance?
Insurance is all about risk. The greater the risk of an illness, accident, loss or another event occurring, the higher the premium you will be expected to pay for cover. If the Insurance Company decides that the chances of an incident occurring are extremely high, it is not obliged to insure you.
Would you be better off getting annual travel insurance?
If you do a lot of travelling and envisage taking several trips in the next 12 months, it’s well worth considering annual travel insurance.
What insurance cover do you need to drive abroad?
If you are driving your own car or hiring a car whilst you are abroad you need to have appropriate car insurance in addition to travel insurance.
How much can you really save buying travel insurance online?
You couls save upto 40% through Endsleigh and Essential Travel, our partners for Travel Insurance.
Is there such a thing as golf travel insurance?
Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.

Will you able to claim in the event of a terrorist attack?

Unfortunately, travel insurance companies rarely cover acts of terrorism.

The increased risk of terrorist acts in recent times has made it necessary for the travel insurance industry to clarify its position. However, you will find that very few companies provide any form of cover for the victims of terrorism or war – and that applies to medical treatment and repatriation costs as well as cancelled flights.

In some instances, as an act of charity, the airline company that you have booked with may offer you a refund or a change of destination, if your flight is cancelled due to a terrorist incident. It doesn’t have to - so be prepared to bear the cost yourself.

If you found yourself stranded without sufficient funds to get home, the best advice is to contact the British Embassy.

For more information and regular up dates about any destination under the threat or subject to an act of terrorism or war, get in touch with the Foreign & Commonwealth Office.

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