Will you able to claim in the event of a terrorist attack?

Unfortunately, travel insurance companies rarely cover acts of terrorism.

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Do you need travel insurance if you are travelling in the UK?
If you are going anywhere in the UK, essentially the only travel insurance that you need is a simple cancellation policy. This means that in the event of any transport or accommodation being cancelled, the policy will cover your costs.
Can you explain more about family travel insurance?
If you are going on a family holiday, you could get a better deal by taking out family travel insurance.
What is Form E111 and do you really need it?
Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
How much discount can you get on group travel insurance?
Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
Do you need special travel insurance for ski-ing holidays?
At the very least you should top up standard travel insurance with ski cover - but you are probably better off buying a specialist ski or extreme sports travel policy which gives you more extensive cover.
The increased risk of terrorist acts in recent times has made it necessary for the travel insurance industry to clarify its position. However, you will find that very few companies provide any form of cover for the victims of terrorism or war – and that applies to medical treatment and repatriation costs as well as cancelled flights.

In some instances, as an act of charity, the airline company that you have booked with may offer you a refund or a change of destination, if your flight is cancelled due to a terrorist incident. It doesn’t have to - so be prepared to bear the cost yourself.

If you found yourself stranded without sufficient funds to get home, the best advice is to contact the British Embassy.

For more information and regular up dates about any destination under the threat or subject to an act of terrorism or war, get in touch with the Foreign & Commonwealth Office.