Will you able to claim in the event of a terrorist attack?

Unfortunately, travel insurance companies rarely cover acts of terrorism.

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Would you be better off getting annual travel insurance?
If you do a lot of travelling and envisage taking several trips in the next 12 months, it’s well worth considering annual travel insurance.
Will you able to claim in the event of a terrorist attack?
Unfortunately, travel insurance companies rarely cover acts of terrorism.
What should you do if you want to complain about your travel insurance?
Firstly, write to your insurance company and if you are still not satisfied contact the financial ombudsman.
What should be covered on a standard travel insurance policy?
Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:
Is there such a thing as golf travel insurance?
Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.
The increased risk of terrorist acts in recent times has made it necessary for the travel insurance industry to clarify its position. However, you will find that very few companies provide any form of cover for the victims of terrorism or war – and that applies to medical treatment and repatriation costs as well as cancelled flights.

In some instances, as an act of charity, the airline company that you have booked with may offer you a refund or a change of destination, if your flight is cancelled due to a terrorist incident. It doesn’t have to - so be prepared to bear the cost yourself.

If you found yourself stranded without sufficient funds to get home, the best advice is to contact the British Embassy.

For more information and regular up dates about any destination under the threat or subject to an act of terrorism or war, get in touch with the Foreign & Commonwealth Office.