Why is there a need for a special backpacker’s travel insurance?
More and more people are taking off around the world or studying abroad for long periods of time – this has created the need for a special type of insurance, which is commonly known
as backpacker travel insurance.
Going around the world has grown in popularity, particularly with the onset of the gap year between Sixth Form College and University. Huge numbers of students also use the long vacations to travel overseas whilst others seize the growing opportunities to study abroad, sometimes for long periods of time.
In all these instances, standard travel insurance is unlikely to meet your needs. Quite simply, single trip insurance and annual or multi-trip policies only cover trips lasting under 90 days.
So if you are going away for a longer period and planning to visit different countries, backpackers travel insurance or worldwide travel insurance is your best option.
By the way, if you change your itiniery and decide to visit different countries than those stated on your travel insurance application form, you must inform your travel insurer to avoid invalidating your cover.
This is because the cost of medical treatment varies from one country to another and the further away you are, the more expensive it is to get you home – factors which your Travel Insurance Company will have taken into consideration when they calculated your original premium.
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